Not having my own credit card hasn’t really bothered me coz I have a debit card which is good enough for me. I only feel the need though when I want to shop online. Fortunately, hubby is there to do the buying for me, using his own card! hehehe Well, what’s good about this set-up is that it helps me regulate my spending habits coz he’s aware of what I am buying, not that he complains but still it stops me from splurging. Online shopping can be tempting you know, so it’s good I have a police. Hehe Sometimes I get carried away and choose more stuff than I would have wanted to buy to justify the handling and shipping expenses.
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